01Career Timeline
Eighteen years of disciplined banking leadership.
A continuous career arc from relationship banking to regional executive leadership — built on credit discipline, client stewardship and the steady compounding of trust.
18+
Years in Banking
4
Institutions Served
2
Markets · UAE & Canada
MBA
Greenwich University
2025 — Present
United Bank Limited — UAE
Regional Manager UAE · SME & Commercial Banking
Vice President
- Owns the UAE regional growth strategy across SME and commercial banking — lending, CASA and fee income.
- Leads a multi-branch coverage team; sets standards for credit quality, client service and portfolio governance.
- Structures complex credit propositions for mid-market and emerging corporate clients across diversified sectors.
- Engages directly with regulators, credit committees and senior leadership on portfolio quality and strategic direction.
- Architects cross-sell of trade finance, transaction banking, FX and digital channels into core relationships.
2008 — 2025
Habib Bank AG Zurich — UAE
Senior Relationship Manager · Corporate Banking
Senior Banker
- Originated and stewarded a corporate banking portfolio across trading, manufacturing, services and contracting clients.
- Authored and presented credit proposals to senior credit committees, balancing client growth with disciplined risk.
- Structured working capital, term lending, trade finance and contingent facilities tailored to client cash conversion cycles.
- Partnered with risk, compliance and operations to ensure regulatory and internal-policy alignment across the book.
- Built multi-decade institutional relationships rooted in transparency, responsiveness and long-horizon advisory.
2007 — 2008
Standard Chartered Bank — Pakistan
Personal Financial Consultant
Front-Line Banker
- Advised retail and affluent clients on lending, deposits and cross-sell of bank-wide financial products.
- Built early foundations in needs-based selling, KYC discipline and client experience standards.
2006 — 2007
Prime Commercial Bank — Pakistan
Personal Banker
Relationship Banker
- First chapter of a banking career — opening relationships, learning credit fundamentals and customer stewardship.